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                                  <td width="43"><img alt="" src="jsp/images/p_3.jpg" width="32" height="33"></td>
                                  <td class="style2">用户登录：</td>
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                            <div style="padding-left:2px; padding-top:0px; padding-bottom:0px"><span class="style2">用户名：</span></div>
                              <div style="padding-left:2px; padding-top:5px; padding-bottom:7px">
                              <table width="187"  border="0" cellspacing="0" cellpadding="0">
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                              	<td width="187">
                              		<s:fielderror fieldName="username" cssStyle="color:red"></s:fielderror>
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                              <table width="187"  border="0" cellspacing="0" cellpadding="0">
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                            <td align="left" valign="top" class="style2" style="border-bottom:1px solid #BDD3D7"><div style="padding-left:2px; padding-top:12px; padding-bottom:0px">用户类型：</div>
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<input type="radio" name="type" value="Manager" checked="checked"/>
客户经理</span></label>
                                        
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                                        <label>
                                        <input type="radio" name="type" value="Company" />
企业用户</label>
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分析师</label>
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                                  <td width="83"><input type="submit" value="" style="background-image:url('jsp/images/su_1.jpg');width: 72; height: 22"></td>
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                                  <td width="43"><img alt="" src="jsp/images/p_4.jpg" width="27" height="35"></td>
                                  <td><img alt="" src="jsp/images/welcome.jpg" width="77" height="9"></td>
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                          <td width="7"><img alt="" src="jsp/images/p_6.jpg" width="8" height="60"></td>
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                  <tr>
                    <td align="left" valign="top" bgcolor="#E8F6F9" class="style10"><div style="padding-left:20px; padding-top:19px; line-height:16px; padding-bottom:20px">
                      <p><img src="jsp/images/pic_2.jpg" width="173" height="84"></p>
                      <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;在现代金融体系中，商业银行作为金融交易的主要金融市场中介，在减少经济风险和不稳定因素，保证国民经济顺畅运行方面发挥着举足轻重的作用。商业银行在运营中本身承担着各种类型的风险，包括贷款风险、利率风险、流动性风险等,其中贷款风险最大也最为严重。因此，建立一种有效的风险评估机制用以帮助银行防范和降低贷款风险，是十分必要的。 </p>
                      <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;本系统在对商业银行贷款形成原因进行深入分析的基础上，针对商业银行贷款风险评估的特点和贷款风险分类管理的一般流程，建立了商业银行贷款风险因素关系框图模型和贷款风险评估数学模型。按照商业银行贷款的常规流程，本系统经过对申请贷款方信息的搜集和调查，采用一系列数据挖掘的算法对贷款活动进行风险评估，为整个贷款活动的管理提供重要的参考。</p>
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            <td width="585"><div style="padding-left:23px; padding-top:23px"><span class="style10">2011 Copyright Creative Mortgage Services Inc. All rights reserved.<a href="index-6.html" class="style1"></a></span></div></td>
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